Finseta is committed to delivering long-term, sustainable growth and creating value for its shareholders by providing a high level of service coupled with an excellent online platform experience to solve currency and payment challenges for businesses and individuals.
Fast-growing with track record of delivery
Two-year revenue growth of 104% CAGR*. Finseta has reached profitability and positive operating cashflow, and strategic execution includes expanding currencies, countries and payment methods and transitioning to direct sales.
Targeting large, high-growth market
Operating in the substantial global market for cross-border payments, with the addressable market for payment specialists like Finseta through structural shift away from traditional banks with legacy systems or FX brokers that lack the resources to keep pace with increasing compliance requirements.
Differentiated commercial strategy
Focused on facilitating corporate customers and HNWIs with high-value, compliance-intensive transactions, including market niches, with a high-touch service and bespoke solutions offering. Finseta does not compete in the high-volume-low-value retail market.
Highly cash generative model
Payments are primarily facilitated through counterparty relationships with limited use of Finseta’s balance sheet, with the low working capital intensity enabling high cash conversion. In addition, the highly scalable technology platform will be able to drive further operating leverage.
Low risk operations
Finseta does not engage in speculative trades or trade from its own balance sheet – thereby operating as a Riskless Principal. It has invested significantly in its regulatory and compliance capabilities, which is maintained as a key priority. Finseta’s diversified business is not reliant on particular currency pairs or payment corridors.
Foundations for long-term, sustainable growth
Finseta’s high-touch, customer centric culture establishes long-term relationships. Its proprietary, scalable platform can cater to future growth and product/service innovation. Investment into expanding internationally and into new markets, along with employee development, positions Finseta to deliver sustainable, long-term growth.
*Two-year period from 2021 to 2023
